How to Create a Portfolio for Retirement (Christine Benz)

VES Class Instructions and Resources

If this is your first VES Class, please review the content on this page as it contains essential information that you will need to know to navigate the VES Class to completion. Referenced videos and documents can be retrieved from the repository at the bottom of this page. If you have previously completed another VES Class then please proceed to the "Snapshot" tab to continue with the class.

Quick Start Guide — 5 Things You Need to Know

  •  All documents are downloaded in a PDF format to your download folder. Documents must be retrieved from this location. This location will vary according to the type of device and/or browser that you are using.
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  • Each VES Class should be completed like reading a book. Start with the upper-left section on the page and go from the top component to the bottom component in that section. After completing that section, proceed to the next section to its immediate right.
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  • Components in the "Primary Presentation" section contain the video, test, benefits, credits and certificate. These components should be completed sequentially from the top to the bottom, as lower level components will only be unlocked after completion of the components above it. For instance, you must view at least 90% of a presentation video before you can open the class test.
  • All the areas in a VES Class, including the presentation videos, will retain your progress. You do not have to finish an area or class in one session. 
  • Presentation videos are provided in an interactive (SCORM) format for more effective learning. Because the videos are interactive, you may have to bypass a pop-up blocker message before the video will start.
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Highly Recommended Resources to Review Before Your FIRST Class

  • How to Navigate a VES Class — detailed instructions to effectively navigate and complete a VES Class (video or document). 
  • Completing a VES Class FAQs — answers to the most frequently asked questions for completing a VES Class. 
  • Understanding the Interactive Video Controller — instructions for starting and controlling advanced features of a video (video or document).

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Class Tab Descriptions: 

Snapshot: An overview of the class topic, focus, requirements and components. 

Instructor: A biography and the contact information on the class instructor. 

Materials: Education materials to be reviewed prior to, or with, the presentation video, to aid comprehension.

Primary Present: VES Class primary components, including the video, test, benefits, credits and Certificate of Completion.

Resources: Additional learning resources include books, articles, forms, spreadsheets, AI Tools and related services.

Survey: Area for class participants to rate the instructor and the content of the class.

Discussion: Open forum area to post comments, ask questions or interact with other participants on the class content.

"?": Resources and contact information to obtain assistance for VES offerings, AAII membership and AI Tools.

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Additional Resources

  • VES Class Welcome Video — welcome video that includes a broad overview of AAII's Video Education Series. 
  • VES Agreement & Disclaimer — primary resource listing the terms and details for all AAII VES offerings.
  • VES General FAQs — answers to the most frequently asked VES Class questions.
  • VES Class Features & Highlights — overview of all the features that are included with a VES Class.
  • VES Class Video Icon Assistance Designations — quick reference for identifying the icons in the class videos. 
  • Discussion Forum Rules and Guidelines — rules and regulations for contributors to the discussion forum.
  • Active Investing Workstation and AI Tools Overview — reference for AI Tool-based VES Classes only. 
>> To continue with this VES Class, please proceed to the next tab labeled "Snapshot."

For technical issues, questions or concerns with this course please, contact the course administrator at ves@aaii.com.


Synopsis

In this VES Class, Christine Benz covers the key components of creating and monitoring a retirement portfolio. Topics include how to approach investing for retirement, the pros and cons of various asset classes, guidance on the appropriate percentage amounts of those asset classes and learning how to adjust and optimize your portfolio as one's life circumstances change. As one of Barron's most influential women in finance (2020 & 2021), Benz leads investors through this classic "bucket strategy" in the same enjoyable and informative manner that has made her one of the most popular and successful speakers on this ever-important investing topic.


Class Details

Organization:  Morningstar
Presenter:  Christine Benz ............................................................
Title:  How to Create a Portfolio for Retirement
Duration: 24 Minutes 
Credits:  2 Credits
Words of Wisdom: Yes
Segment Incentive Bonus:  N/A
Course Inclusion:FlexiLearn Course


Class Focus

Topic: Retirement Investing.....................a 
Knowledge Level:  Beginner - Intermediate 
Appropriate:Retirement Investors 


Class Criteria

Credits Accrued:  Passing Test Score (>= 70%)...............
Words of Wisdom:Viewing Requirement (>= 90%)
SIB Benefit: Passing Test Score (>= 70%) 

 

Pre-Class | Post-Class Recommendations 

Pre-Class Suggestions:N/A 
Class Associated Tools:N/A
Continuing Education Classes:AAII's Essential Investing Course 
Associated AAII Offerings:AAII Membership | AAII Journal___


Additional Elements Included

  • Class Discussion Forum
  • Class Survey
  • Key Terms & Definitions
  • Learning Objectives
  • Lesson Summary
  • Preliminary Education Materials
  • Presentation Slides (PDF)
  • Resources Articles & Studies
  • Speaker Bio/Contact Information
  • Testing for Class Credits 

Christine Benz

Director of Personal Finance & Retirement Planning Morningstar, Inc.

Morningstar

Christine Benz is director of personal finance and retirement planning for Morningstar and senior columnist for Morningstar.com. In that role, she focuses on retirement and portfolio planning for individual investors. She also co-hosts a podcast for Morningstar, The Long View, which features in-depth interviews with thought leaders in investing and personal finance. She is a frequent public speaker and is widely quoted in the media, including The New York Times, The Wall Street Journal, Barron’s, CNBC, and PBS. In 2020, Barron’s named her to its inaugural list of the 100 most influential women in finance; she appeared on the 2021 list as well. In 2021, Barron’s named her as one of the 10 most influential women in wealth management.

Benz is author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances (Wiley, 2010). She is also co-author of Morningstar® Guide to Mutual Funds: 5-Star Strategies for Success, a national bestseller published in 2003, and author of the book’s second edition, which was published in 2005. Before assuming her current role in 2008, she served as Morningstar's director of mutual fund analysis and was editor of Morningstar Mutual Funds and Morningstar FundInvestor.

Benz holds a bachelor’s degree in political science and Russian/East European studies from the University of Illinois at Urbana-Champaign. She is a board member of the John C. Bogle Center for Financial Literacy. Benz is also a member of The Alpha Group, a group of thought leaders from the wealth management industry from across the country. In her free time, she works with underprivileged women to improve their understanding of personal finance concepts.

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LinkedIn

Website

Key:

Complete
Failed
Available
Locked
** How to Create a Portfolio for Retirement (presentation video)
Begin self-paced component package.
Begin self-paced component package. This presentation video is the primary component of this AAII VES Class. This video has a 90% mandatory viewing percentage before a participant can take the test and accrue the credits for this class.
You must register to access.
^ Class Test (for credits)
10 Questions  |  Unlimited attempts  |  7/10 points to pass  |  Graded as Pass/Fail
10 Questions  |  Unlimited attempts  |  7/10 points to pass  |  Graded as Pass/Fail Passing this test is required to access the SIB (Segment Incentive Bonus), accrue the class credits, and attain the Certificate of Completion for this VES Class.
You must register to access.
Words of Wisdom (benefit)
Open to download resource.
Open to download resource. In this bonus section titled Words of Wisdom, each instructor shares with the class participants their most important investing insights. This Words of Wisdom benefit has a 90% minimum viewing percentage requirement of the classes’ primary presentation video.
You must register to access.
Credit Accrual & Certificate of Completion (reference)
1.00 - Core Course credit  |  Certificate available
1.00 - Core Course credit  |  Certificate available This component documents that you have completed all the required areas for this VES Class. With this completion, your credits have been automatically applied to your account, you can now view, download, or print your "Certificate of Completion" and you are now eligible for this VES Classes associated benefits. No further action is required, and you may proceed to your next VES Class. Congratulations!
You must register to access.

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Active Investing (AI) Tool Platform Support

 Platform related questions or inquiries, including installation, tool management or technical support questions, should be directed to the third-party provider that your AI Tools are being run from.  

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